Hey guys, this is going to be the guide where you can get how to download the KISSHT app for PC and I’m going to let you know about the thing is pretty simple ways. You need to go through the guide I’m sharing down here and within a few minutes, you’ll be done with everything. Then you can start using this KISSHT Android App at your computer.
The guide I’m sharing down here is going to work on any Windows and Mac computer and you don’t need to worry about anything since it will be a complete step by step process. You simply need to go through whatever I’ll be sharing with you and that’s all will be done from my end.
I’ll be sharing the features of this app first so that you can come to know exactly what it’s all about and how it’s going to benefit you in using it on your computer. You’re aware of the fact that KISSHT App isn’t available officially for the PC platform but still, there is a way to do the same. If you find any trouble then just write it down in the comment section and I’ll bring out the solution as soon as I can.
About KISSHT App
Avail any amount from Rs. 10,000/- to Rs. 1,00,000/- depending on your credit profile. Get credit with APR ranging from 14% – 28% per annum for a tenure of 3 months to 24 months.
Example: Rs. 20,000 for smartphone purchase @ 16% interest rate per annum.
Tenure of 6 months. EMI amount: Rs. 3490/month. Interest = Rs. 940.
Introduction
Kissht is India’s fastest credit app where one can avail purchase financing and revolving line of credit with zero collateral. The purchase financing can be availed for mobile phone, laptop, camera, & many more electronic gadgets. Further, 2 years revolving line of credit can availed, akin to credit card. With Kissht, bid adieu to your financial worries!
Loan Types
1. Online Purchase Loan – Kissht is a one-stop destination to get your desired products like smartphones, laptops, cameras, and any latest electronics on EMI and repay within 3 months to 24 months tenure. This loan can be used to make purchases at Flipkart, Makemytrip, etc.The APR is between 14% and 24%.
2. Personal Loan – Kissht also offers Personal loans for salaried & self – employed
professionals for their various needs. The amount ranges from Rs. 3,000 to Rs.
1,00,000/- with a tenure ranging from 3 months to 15 months, depending on the
person’s eligibility.The APR is between 16% to 26%.
3. Revolving line of credit – Kissht also offers credit limit for 2 years (24 months). This is a revolving credit facility, where the customer can avail the limit seamlessly for next 2 years, till the customer is paying on-time. To incentivize better credit behavior, the customer is offered waivers and reduction in instalment amount for timely payments.The customer can avail upto a credit limit of Rs. 30,000. The APR is between 20% and 28%.
Amount, Tenure, Fees &Charge
Loans range from ₹10,000 to ₹1,00,000 with tenure ranging from 3 months to 24 months. The APR ranges from 16 to 28% depending on the product availed, risk profile, and creditworthiness of the customer. Penalty charges are charged only when a customer defaults or delays their loan repayment schedule in spite of reminders. In addition to it, GST applies as per Indian laws.
APR Examples
1. A new salaried customer (low risk) can avail a loan of ₹30,000 at an interest rate of 18% with a processing fee of ₹750 for a tenure of 12 months. The APR is 22.91%.
Interest Calculation
Loan amount: ₹30,000
Interest Rate: 18% per annum
Tenure: 12 months
Interest Payable: ₹3,005
Equally Monthly Instalments (EMI): ₹2,750 per month
2. Loan Amount: Rs. 20,000 for OnePlus 5 @ 16% interest rate per annum, Tenure of 6 months, Processing fee: Rs. 300. EMI amount: Rs. 3490/month. APR: 21.33%
3. Loan Amount: Rs. 48,000 for iPhone @ 20% interest rate per annum, Tenure of 15 months, Processing fee: Rs.1,200. EMI amount: Rs. 3643/month. APR: 24.03%
4. Customer availing a revolving line of credit of Rs. 25,000 for a period of 2 years. Over a two-year period, the total fees (includes processing fees and a one-time initiation fee) charged is 9%. The interest rate is 18% per annum. The APR for the revolving lines come as 27.54%.
Features
1. 100% online (paperless) process
2. Minimal documentation
3. No Credit Card required
4. No collateral required
5. Secure transaction (128-bit SSL encryption)
Eligibility Criteria:
1. Indian citizen
2. Minimum age 21 years
3. Minimum income of Rs. 12,000
Documents:
1. Address Proof (either of AADHAR Card/Latest Utility Bill/ Valid Rent Agreement)
2. PAN Card
3. Last 3 Months’ Bank Statement
4. 1 Signed ECS Form for auto-debit
Contact Us
1. For queries regarding your product purchase, feel free to call us on our customer
care number – 022-62820570 or WhatsApp us on – 02248913044
2. You can also write to us at care@kissht.com
Address
2nd Floor, Der Deutsche Parkz, Nahur West, Mumbai, Maharashtra 400078
Procedure to Download KISSHT for PC using Bluestacks Emulator
KISSHT is an Android app and so you will require a nice Android emulator for using it on PC. Bluestacks is the most popular emulator which people use nowadays on their PC. Now, follow the below steps to download the KISSHT PC version.
- First of all, you have to go to the website of Bluestacks and later tap on the button “Download Bluestacks 4 Latest Version”.
- Now go to the download folder and double click on the setup file to start the installation.
- Then the installation process begins in some seconds.
- You will have to give some clicks until you get the “Next” option.
- The next step is to hit the “Install” button and the procedure will start in some seconds.
- Further, tap on the “Finish” button.
- The next step is to open Bluestacks and go in the search column and write “KISSHT”.
- Further, you have to click on the option “Install” which appears in the right-hand corner.
- The next step is to click on the icon of the app and start using the KISSHT app.
KISSHT Download for PC using MEmuplay Emulator
- First download MEmuplay from its official website.
- Once it is downloaded then double click on the file to start the installation process.
- Now follow the installation process by clicking “Next”
- Once the installation process finished open MEmuplay and go in the Search column and type “KISSHT”.
- Further click on the “Install” button which appears on the screen of the MEmuplay emulator, once the installation process has done you can now use KISSHT on PC.
Conclusion
This is how you can download KISSHT app for PC. If you want to download this app with some other Android emulator, you can also choose Andy, Nox Player and many others, just like Bluestacks all android emulator works same.
